The phone rings.
You close.
People who already asked about coverage call in all day. You don't buy lists and you don't dial out. You pick up, help them get into the right policy, and close.
Example inbound call
Incoming call
- Caller
- Age 64, Florida
- Looking for
- Final expense coverage
- Why they called
- Asked for a quote today
Closed
- Carrier
- Mutual of Omaha
- Product
- Level final expense
- Annual premium
- $1,140
Your advance at 80%$500
25%Average team close rate on live inbound calls
$20Per inbound call, with our carriers
0Outbound leads to buy or dial
50States with live inbound calls
3 wksFrom contracting to your first call
Two programs. We push Limitless.
Limitless gives you the most freedom and the most money. Spark is in person only, at our Tampa office.
Recommended
Limitless
80%- 80% starting comp that climbs as you produce
- Your volume, your hours, remote or in person
- $20 a call: $500 for 25 or $1,000 for 50
- 9-month advance, plus months 10–12 paid
Spark
55–80%- In person at our Tampa office
- Spark 55% on free calls, Spark+ 70%, Spark X 80%
- Near Orlando, West Palm Beach, Houston or Arizona? We'll refer you to that office
- We don't accept remote Spark applications
Everything on this site
Every detail, in plain numbers. Nothing hidden.
The opportunity
$20 inbound calls, our carriers and how you get paid.
ReadPrograms
Limitless and Spark side by side, plus the comp ladder.
CompareEarnings
Calculators for both programs, after call costs.
Run numbersSystems
Walkthroughs of the Eterna portal and the Agent Bible.
WatchYour path
Requirements, the 3-week launch and straight answers.
See itAbout
Who we are and how a day on the team runs.
Meet usLicensed and ready to close?
Apply in two minutes, then book your interview.
Apply now
Not licensed yet? Get licensed through us first.

