Live calls. Top carriers. Your hustle.
Our agents work live inbound calls with our carriers at $20 a call, or through Spark if you work in person from our Tampa office. People who already asked about coverage call you, and you close.
$20 a call, with our carriers.
Real people who asked about coverage, routed straight to your phone. Pick your weekly volume.
| Package | Calls a day | Calls a week | Weekly cost |
|---|---|---|---|
| 25 calls | 5 | 25 | $500 |
| 50 calls | 10 | 50 | $1,000 |
Monday–Friday, 9am–8pm ET. Saturday calls and Spanish inbounds available.
- Paid on a 9-month advance, with monthly producer bonuses, and months 10–12 paid on Limitless.
- A comp ladder that rises with your production. Starting comp is 80%.
- Per our producer agreement, Eterna sells your book of business back to you for $0.
- Underwriting and carrier help that answers, and a chargeback reserve built into every sale.
Our carriers
You'll need at least 3, including at least 1 Tier 1. A carrier counts if you haven't submitted business with them in the last 6 months, or you've been contracted with them for longer than 6 months.
| Tier | Carriers | Requirement |
|---|---|---|
| Tier 1 | Mutual of Omaha, Transamerica, Americo | At least 1 |
| Tier 2 | Fidelity Life, Ethos, Corebridge, American Amicable | Rest of your 3 |
Two programs. We push Limitless.
Your own volume, the bigger cut and the most freedom, remote or in person. Spark is in person only.
Limitless
80%- 80% starting comp that climbs as you produce
- Your volume, your hours, remote or in person
- $20 a call: $500 for 25 or $1,000 for 50
- 9-month advance, plus months 10–12 paid
Spark
55–80%- In person at our Tampa office
- Spark 55% on free calls, Spark+ 70%, Spark X 80%
- Near Orlando, West Palm Beach, Houston or Arizona? We'll refer you to that office
- We don't accept remote Spark applications
All 50 states. Live calls.
We take calls nationwide. You'll need to be licensed in at least 10 states to start, and every state you add opens up more calls.
Pick up. Close. Repeat.
See exactly how onboarding goes on Your path, then apply.
Not licensed yet? Get licensed through us first.